Richard Jarman - Financial Adviser

As a Financial Adviser with True Potential Wealth Management, I’m committed to delivering better value and choice for my clients.

Recognising that everyone’s personal situations are unique, I will take the time to get to know you and what’s important. Whether it’s a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way.

Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financial wellbeing from investments and insurance to tax and estate planning while offering exclusive opportunities.

For more than 30 years, I’ve been helping individuals and families reach their financial goals. I spent 25 years working for Lloyds Bank and HSBC working as a branch manager and also advising clients through the Lloyds Private Banking Wealth Management arm and as an IFA for HSBC. I took the decision to work for myself after many years in high street banking and feel that the level of service I can now provide is second to none.
After receiving my level 4 diploma from The Chartered Insurance Institute (CII), I became a qualified adviser and have pursued professional courses from the CII in all aspects of financial advice from retirement pension planning, investment advice, long term care and mortgages. Since that time, I’ve continually enhanced my knowledge and expertise through industry events and formal training.

I’m also very committed to giving back to my local community and have various business interests in promoting Cardigan and the area.
I love gardening and walking with my beagle Mostyn, and exploring the Welsh countryside and local beaches around Cardigan and West Wales.
I am fully bilingual and happy to deal with clients through the medium of Welsh.

I encourage you to take the time to explore my website and discover more about my ‘Beyond Wealth Management’ service and how you can benefit.

 

Areas Served

  • North Wales
  • East Wales
  • South Wales
  • West Wales

Richard Jarman - Financial Adviser

Richard Jarman - Financial Adviser

As a Financial Adviser with True Potential Wealth Management, I’m committed to delivering better value and choice for my clients.

Recognising that everyone’s personal situations are unique, I will take the time to get to know you and what’s important. Whether it’s a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way.

Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financial wellbeing from investments and insurance to tax and estate planning while offering exclusive opportunities.

For more than 30 years, I’ve been helping individuals and families reach their financial goals. I spent 25 years working for Lloyds Bank and HSBC working as a branch manager and also advising clients through the Lloyds Private Banking Wealth Management arm and as an IFA for HSBC. I took the decision to work for myself after many years in high street banking and feel that the level of service I can now provide is second to none.
After receiving my level 4 diploma from The Chartered Insurance Institute (CII), I became a qualified adviser and have pursued professional courses from the CII in all aspects of financial advice from retirement pension planning, investment advice, long term care and mortgages. Since that time, I’ve continually enhanced my knowledge and expertise through industry events and formal training.

I’m also very committed to giving back to my local community and have various business interests in promoting Cardigan and the area.
I love gardening and walking with my beagle Mostyn, and exploring the Welsh countryside and local beaches around Cardigan and West Wales.
I am fully bilingual and happy to deal with clients through the medium of Welsh.

I encourage you to take the time to explore my website and discover more about my ‘Beyond Wealth Management’ service and how you can benefit.

 

Areas Served

  • North Wales
  • East Wales
  • South Wales
  • West Wales

Areas of Expertise

Investment Planning

Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.

True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.

As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.

Retirement Planning

Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.

In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.

Protection

Protecting you and your family from unforeseen circumstances is essential now, and in the years to come.  I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.

Mortgages & Borrowing

A mortgage is one of the biggest financial commitments you are likely to make in your lifetime. So, if you are a first time buyer or have a property portfolio, having the right mortgage can save you thousands of pounds. With the vast array of products and lenders, I can provide the specialist advice you need.

I offer clients the option to pay for mortgage advice by fee rather than commission.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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